Some California companies take unnecessary risks when it comes to life insurance policy securities. They place their customers in viatical settlement contracts, which may never pay out if the insured’s terminal condition improves or a new drug is released. Pacific West Capital Group focuses solely on life settlements from people aged 75 or older with degenerative or chronic health conditions. Because there is no cure for old age, these policies mature within a reasonable timeframe. They produce competitive yields without excessive risk. Each investment buys a portion of the beneficial interest in a non-contestable life policy backed by a grade-A insurer.

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