The life settlements available from Pacific West Capital Group do not offer an annual rate of return as such. Instead, investors achieve fixed returns on their investment of 100 percent or more when the investment reaches maturity. The risk involved in these investments is considered to be opportunity risk rather than principal risk. However, historically low interest rates and depressed economic conditions throughout the financial marketplace generally negate the factor of opportunity risk for most investors. Even when the return on Pacific West Capital investments is amortized over its duration, most investors will still see improved profitability in relation to other available investment opportunities.