Life settlement arrangements, such as those available from Pacific West Capital Group, can provide superior profitability for investors willing to wait for these larger payouts. Buy and hold strategies are the key to success in the life settlement industry. The annualized rates of return for these investments are not available until the life settlement arrangement reaches maturity on the death of the policyholder. As a result, these should be considered as long-term investments comparable to federal or municipal bonds. The actual return on these investments at the point of maturity can often exceed 100 percent, making them an exceptional value for savvy investors.